Use one currency. Interest, fees, and returns are excluded.

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$
Monthly contribution before rounding

✏️ Test feasibility

Example: target 1,200 − saved 300 = 900. Over nine contributions: 100 each. A zero or negative result means the target is already covered.

✅ Review monthly

Update actual savings and count remaining contribution dates. Round positive contributions up to a usable currency unit; adjust the last payment.

📊 Compare the goal with your contribution limit

Positive difference = a gap to resolve. Change the target, timing, or contribution plan.

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Required contribution above or below your available amount